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A Bank Account Number is like a public encryption key. Any random person needs it to send me money. Why does it seem like banks treat it as a secret or even use it to confirm my identity? It's literally printed in plain text on every check.

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  • 1
    Does you bank not use other forms of auth as well?
  • 0
    @ScribeOfGoD they do- but I think for getting information about your account my local bank in North Dakota just requests your account number and like date of birth.
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