Typical code life?

1. Write rough comments
2. Write more detailed comments
3. Write pseudo code
4. Write semi-working but definitely ugly code
5. Write working but very ugly code
6. Refactor the code to be nicer, check for patterns, bottlenecks and other bits and pieces
7. Push to git the "final" code
8. After few months blame whoever wrote the code
9. Refactor all the things!

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This happened in my career more than once and still - it seems like the best option out there to get things done. What do you guys think? Should something be added/removed from this? Is this over-complicated or what?