From college and a car that got impounded that I couldn't pay to get out back in 2020, my credit was BEYOND messed up lol. I had about 19k in collections and was looking to paying all of that back last year (fingers crossed) I moved into an RV and parked it on my parents property (bless them LOL) but read about this credit hacker I've wanted to try out. Finally reached out and provided all the information that was needed to fix up my credit, from a low score of 420 I'm now sitting on a perfect score of 785. Thank you so much Russianman247@proton.me I finally got myself back on track.