not dev.

A follow up on my HSBC credit increase rejection rant from last month. So they ended up saying "we chose not to give you an increase even though your account is very good. Feel free to try again in 3-6 months but I can't guarantee your request will be approved."

I let it be.

Today I got an email saying that following a recent review of my account, they'd like to offer me an increase. The same increase I asked for last month and got rejected, and then had my credit score ruined over. Bitch what.

I am petty af, tomorrow I'll call them and tell them that "after having reviewed their services, I choose not to give them consent to increase my credit limit. I understand this isn't the outcome they were hoping for, but that is my decision. Feel free to reach out again in 3-6 months but I can't guarantee that I'll change my mind. "

Yes I know the rep on the other end of the line wouldn't give a f*ck, I just want that recorded. I don't really need the increase, just wanted to lower my utilisation. They can suck it.

  • 3
    Just ask about the procedure to cancel.
    Why they ask why, just escalate to a manager. repeat as required.
  • 0
    @magicMirror cancel the entire credit card? I don't actually want to do that though. Even if I wanted to, because they f*cked my score, I won't be able to get good credit elsewhere for at least 5 months.
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