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kiki348091y@ostream debit ones are essentially wallets for your money that you can top up, using credit ones means taking a loan
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kiki348091y@fckIE …in exchange for total surveillance. This is why I always pay cash with rare exceptions like paying for my hosting and domains.
When I switched from Apple Pay (that cha-ching thing when you pay by touching a terminal with your phone) to cash, my spending decreased significantly. Massive upsides with no downsides so far! -
kiki348091y@fckIE agree. Though western no interest credit card model isn’t available in a lot of countries that are not as rich
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kiki348091y@fckIE I lived in russia before the war, and there was no such thing as no-interest credit cards there. Not sure about other countries though
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kiki348091y@fckIE the more you know :D
India is waaay ahead of russia in every way. It has a richer culture, it’s also more progressive -
retoor93041y@fckIE in Netherlands 95% has debit card. No one uses a credit card for daily stuff AFAIK. Debit > Credit
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retoor93041y@fckIE credit means always paying extra right? Some invoice? Debit is 'free'. 10,- per year account costs.
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