7
kiki
21d

There is nothing easier than running an insurance company in the US of A. When a big request comes in from a client in distress that got into a terrible accident that is definitely covered by their (very expensive) plan, you just go to the data bank like Equifax and see if they're still rich enough to win a lawsuit against you should you refuse to pay.

For those of you who don't know what a data bank is: data banks are companies that buy/scrape/suck in every last bit of data they can about every person in the country, and then resell it through their fancy UI with all the convenient features and metrics.

So, Umbrella Insurance Co. goes to Equifax and asks whether Joe Schmoe's accident is severe and life-ruining enough that they won't be able to sue us. Exuifax says: let's see... Joe's Revolut©™ account has the grand total of $80.12, with $7,382.25 recently spent on medical bills. Joe's WhatsApp©™ (a Meta©™ company) classifies their recent messages as "desperate". Joe's iPhone©™ Screen Time©™ is increased, and Joe is doomscrolling a lot, especially on The Washington Post©™ (a Jeff Bezos company). All signs show that if you don't pay them, they won't be able to out-sue you. That would be $0.12, thanks!

As a person who is no one in particular that may or may not have been a US of A's supreme court judge once said, "sometimes it's not about justice, but about making the sucker spend all their money".

Comments
  • 6
    That‘s so evil
  • 2
    @retoor > 'Insure the car against accidents but remove the wheels.'

    In case of a meteor strike, I guess.

    /jk
  • 3
    @retoor Yup insurance is just gambling IMO, and like with all gambling the house wins
  • 2
    @BordedDev yes, but also no, because here the one with the best lawyers always wins
  • 2
    @jestdotty government is a subscription service that protects you against the wilderness. if you want protection, pay up. if you don't want to pay, fuck off into your closest terra nulla.
  • 1
    @kiki protection money :)
  • 1
    @jestdotty Healthcare is also just an insurance so you may also invest just your own money.
  • 3
    @jestdotty

    Or maybe you are one of the very few that had an adverse reaction to the vaccine, as can happen with any vaccine really.

    Is that an argument to stop vaccination. Absolutely not.

    Health care is there for you so that, even when it happened to you, the state cared for you.

    And, let's be real, based on your previous history, you'd be a burden on national healthcare for a whole another set of reasons.

    And still, I'd pay for it, because it's the fucking reason healthcare exists.

    The conspiracy theories, however, are just a byproduct of idle minds, which tend not to be productive at all... Which would put you in no position to bitch about anything that is freely given to you...
  • 1
    @CoreFusionX why engage with that idiot?
  • 1
    @kiki

    I don't really know. Satan knows I try not to, but sometimes the amount of bullshit is so much that I just have to say something, if only to prevent other impressionable minds to fall into the same shitshow.
  • 0
    @jestdotty

    In any case, it seems it hurt *your* sensibilities, judging by the response, most definitely not mine XD
  • 2
    @jestdotty Vaccines are also regulated medical products. Regulatory authorities are your place to go if you experience adverse effects and these are ignored by your healthcare professionals.
    Damages by mandatory vaccines are paid by the public healthcare system (in 1st world countries).
  • 2
    @kiki Yeah and who has the money to pay those lawyers ;P never mind the fact that the courts costs can eclipse the insured value, plus you're most likely going to end up blacklisted.
  • 0
    @lastNick yeah you should look into how all that works
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