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Selfies have fuck all to do with this, your national tax authority has access to your bank records without explicit notification. I swear, people have such shit intuition for privacy. The state has easier access to your transaction details including the ID of everyone you sent money to than an up-to-date photo of you because they need to fish the latter out of CCTV via all sorts of expensive ML tricks.
If you're forced to attach a selfie to money transfers, the selfie is the unusual detail in that file, not any connection they could make.
I guess there's also data about the geolocation of the transfer. That should be new too. -
@lorentz I agree they have too much data
I don't agree that a photo is insignificant data
I don't want any data. none of their business. do they work for me or I for them? am I a tax slave or are they public servants? -
@jestdotty The data is WHY we use banks. Their primary purpose is to accept cash, track its ownership status, and return it on-demand. They can't not have this data. Even crypto has this data, it just has a very flimsy notion of identity. Cryptographic identity is difficult for third parties to follow through to other services, and is completely unsuitable for things like account recovery - a pretty important feature of banks given how well the average customer handles their identification methods.
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@lorentz no the purpose of a bank was so people didn't have to haul heavy gold between cities and get attacked by bandits
the purpose of a bank has BECOME to subjugate you. but the promise of banks was that they would keep your money for you and defend it. not defend it from you and fuck you without buying you dinner first
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crypto doesn't have this data. though daddy government is trying KYC. crypto functions without needing to reveal any personal information. it was designed for this purpose. let's not pervert original intentions and designs again. crypto being only available to you solely is a feature, not a bug -
@jestdotty I was talking about transaction data. How they each identify a user varies, but even in the best case a crypto user is only as anonymous as their trades are arbitrary and their fiat exchanges inaccessible.
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@lorentz crypto doesn't have your photo or your name. it has a ledger of your activity. which is linked to a public address. the activity has timestamps and others you interacted with. that's it unless you put something else on there like notes
I'm sure you knew all this though -
Actually, in a sense crypto is less anonymous because everyone can access the transaction log and trace back the trades, whereas in traditional banking only few parties are. I don't have nation state level enemies, but I've known a few creeps, and I'd much rather know that they can't access my transaction history. The same is true for most of society.
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@jestdotty yeah, but that's exactly my point; your activity on the blockchain can be connected to you in many ways, of which a nation state's preferred method would probably be to pressure the fiat exchange and to track known small users such as small businesses that accespt crypto.
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@lorentz and KYC or not KYC, new wallets are free to make. so you can KYC one wallet but technically you're not taking ownership of it. you just KYC'ed the transaction to that wallet. and then it talks to another wallet... and another...
and then people have to guess which is you and somebody else
and this is omitting things like tornado cash. what are they called. mixers. which the government is very upset at but they still exist. where if you use it people can't even track the destination of a wallet, they just know you used a mixer. governments very mad at this. but again it's not their business. they're not protecting your money. they're trying to squeeze it out of you. never forget it -
@lorentz creeps can't access your transactions if government didn't try to ban mixers =]
and again, you can just make infinite wallets at no cost and have fake "identities" and such. the government calls this fraud tho. they're very picky about control -
@lorentz and what's the small business gonna do?
government mandated cameras in shops now? guess it's coming. EU I hear is blanketed in cameras. how can you live somewhere so oppressive. totalitarian state. orwellian
how about no thanks. can we say that or are we tax-slaves? are they our lords? or our servants?
perhaps it's people thinking it's ok that makes the world so shitty like this -
@jestdotty Well a small business owner whose idea of a successful life is selling lots of cookies and not spearheading the fight for independence would probably do whatever the powers that be demand from it, because making a powerful enemy is probably worse. Same with the customers, sure some would rather never eat a cookie again, but ultimately most people buy from whoever sells what they want where they are. That's my point, you can't engineer your way out of centralised power, the violence monopolized by the state can be invested into controlling anything.
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@lorentz you can engineer out of it perfectly fine
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@lorentz bank did with success without this data for years and I think a picture taking the moment you've done the transaction is the ultimate thing to do. It's disgusting..
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@n1cK1337 it was knab, worst dutch bank ever, even your card is not accepted by most atms. How could this be a bank. Banks I advise are bunq ( also fuck them for printing a fucking disgusting rainbow on my card) and Revolut. Revolut is amazing. The ultimate credit debit card. Never had unexpected costs.
Related Rants
That moment when
Randomly, I have to make a selfie when transferring money using the bank, even for 70,-. But very random. I make a joke of it by looking mad in the camera while smoking a sigarette. But damn, what the fuck, like, when was voted for shit like this? Nobody would EVER agree to such shit right? All those tippy tappy things we worry about for privacy but I just literally made a selfie for my bank transaction (ironically it was for smth not legal). Guys, this will get abused the fuck out of one day. They're automated building a report against you. A log, with pictures and accounts and amounts. Hmm, why do you send z, y or z directly to a person? That person was once in jail, hmm, let's see all transactions..
We're so fucked.
rant
fucked