When developers are frustrated with stupid laws 😂😂

Got pretty peeved with EU and my own bank today.

My bank was loudly advertising how "progressive" they were by having an Open API!

Well, it just so happened I got an inkling to write me a small app that would make statistics of the payments going in and out of my account, without relying on anything third-party. It should be possible, right? Right?

Wrong...

The bank's "Open API" can be used to fetch the locations of all the physical locations of the bank branches and ATMs, so, completely useless for me.

The API I was after was one apparently made obligatory (don't quote me on that) by EU called the PSD2 - Payment Services Directive 2.

It defines three independent APIs - AISP, CISP and PISP, each for a different set of actions one could perform.

I was only after AISP, or the Account Information Service Provider. It provides all the account and transactions information.

There was only one issue. I needed a client SSL certificate signed by a specific local CA to prove my identity to the API.

Okay, I could get that, it would cost like.. $15 - $50, but whatever. Cheap.

First issue - These certificates for the PSD2 are only issued to legal entities.

That was my first source of hate for politicians.

Then... As a cherry on top, I found out I'd also need a certification from the local capital bank which, you guessed it, is also only given to legal entities, while also being incredibly hard to get in and of itself, and so far, only one company in my country got it.

So here I am, reading through the documentation of something, that would completely satisfy all my needs, yet that is locked behind a stupid legal wall because politicians and laws gotta keep the technology back. And I can't help but seethe in anger towards both, the EU that made this regulation, and the fact that the bank even mentions this API anywhere.

Seriously, if 99.9% of programmers would never ever get access to that API, why bother mentioning it on your public main API page?!

It... It made me sad more than anything...

Oh no AI can destroy hummanity in the future! It is like skynet and such... Bad! It will be the end! FEAR THE AI!

Yeah so i cant sleep now so im writting a rant about that.

What a load of bullshit.

AI is just a bunch of if elses, and im not joking, they might not be binary and some architectures of ML are more complex but in general they are a lot of little neurons that decide that to output depending on the input. Even humans work that way. It is complicated to analyse it yes. But it is not going to end humanity. Why? Because by itself it is useless. Just like human without arms and legs.

But but but... internet.... nukes... robots! Yeah... So maybe DONT FUCKING GIVE IT BLOODY WEAPONS?! Would you wire a fucking random number generator to a bomb? If you cant predict actions of a black box dont give it fucking influence over anything! This is why goverment isnt giving away nukes to everybody!

Also if you think that your skynet will take control of the internet remember how flawless our infrastructure is and how that infrastructure is so fast that it will be able to accomodate terabytes per second or more throughput needed by the AI to operate. If you connect it to the internet using USB 2.0 it wont be able to do anything bloody dangerous because it cant overcome laws of physics... If the connection isnt the issue just imagine the AI struggle to hack every possible server without knowing about those 1 000 000 errors and "features" that those servers were equiped with by their master programmers... We cant make them work propely yet alone modify them to do something sinister!

AI is a tool just like a nuclear power. You can use it safely but if you are a idiot then... No matter what is the technology you are going to fuck shit up.

Making a reactor that can go prompt critical? Giving AI weapons or controls over something important? Making nukes without proper antitamper measures? Building a chemical plant without the means to contain potential chemical leak? Just doing something stupid? Yeah that is the cause of the damage, not the technology itself.

And that is true for everything in life not only AI.

While I appreciate the effort, gdpr has some very stupid parts which clearly show that it wasn't properly discussed with experts.
For example: Information that somebody had received can never be reliably deleted, any attempt to do so will only make people use alternative clients. The only part of the service that I control is the server, especially in open source, and if people accept that others will see their data, it cannot be "unseen". I can delete it from my side so no one else will receive it _from me,_ but please don't make laws that enforce me to write client features no one wants because anyone familiar with the market knows that this will simply produce an alternative.