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!!privacy
!!political

I had a discussion with a coworker earlier.

I owed him for lunch the other day, and he suggested I pay him back either with cash (which I didn't have), Venmo, or just by him lunch the next time (which I ended up doing).

I asked about Venmo, and he said it was like paypal, but always free. that sounded a bit off -- because how are they in business if it's always free? -- so I looked it up, and paid special attention to their privacy policy.

The short of it: they make money by selling your information. That's worth far more than charging users a small fee when sending $5 every few weeks. Sort of what I expected when I heard "always free," but what surprised me is just how much they collect. (In retrospect, I really shouldn't have been surprised at all...)

Here's an incomplete list:
* full name, physical address, email, DoB, SSN (or other government IDs, depending on country)
* Complete contact list (phone numbers, names, photos)
* Browser/device fingerprint
* (optional) Your entire Facebook feed and history
* (optional) all of your Facebook friends' contact info
* Your Twitter feed
* Your FourSquare activity
(The above four ostensibly for "fraud prevention")
* GPS data
* Usage info about the actual service
* Other users' usage info (e.g. mentioning you)
* Financial info (the only thing not shared with third parties)

Like, scary?

And, of course, they share all of this with their parent company, PayPal. (The privacy policy does not specify what PayPal does with it, nor does it provide any links that might describe it, e.g. PayPal's "info-shared-by-third-parties" privacy policy)

So I won't be using Venmo. ever.

I mentioned all of this to my coworker, and he just doesn't understand. at all. He even asks "So what are they going do with that, send me ads? like they already do?"

I told him why I think it's scary. Everything from them freely selling all of your info, to someone being able to look through your entire online life's history, to being able to masquerade around as you, to even reproducing your voice (e.g. voice clips collected by google assistant), to grouping people by political affiliations.

He didn't have much to say about any of them, and actually thought the voice thing was really cool. (All I could think of was would happen if the "news" had that ability....) All of his other responses were "that doesn't bother me at all" and/or "using all of these services is so convenient."

but what really got me was his reaction to the last one.

I said, "If you're part of the NRA, for example, you'd be grouped with Republicans. If they sell all of this information, which they do, and they don't really care who buys it or what they do with it... someone could look through the data and very very easily target those political groups."

His response? "I don't have to worry about that. I'm a Democrat, and have always voted Democrat. I'll tell anyone that."

Like.
That's basically saying every non-democrat is someone you should be wary of and keep an eye on. That's saying Democrats are the norm and everyone else is deviant and/or wrong.

and I couldn't say anything after this because... no matter what I said, it would start a political conflict, and would likely end with me being fired (since the owner is also a democrat, and they're very buddy-buddy). "What if they target democrats?" -> "They already do!" or "What if democrats use it against others?" -> "They deserve it for being violent and racist, but we never would" (except, you know, that IRS/tea-party incident for example...)

But like, this is coming from someone who firmly believes conservatives are responsible for all of the violence and looting and rioting and mass shootings in the country. ... even when every single instance has been by committed by democrats. every. single. one.

Just...
jfl;askjfasflkj.

He doesn't understand the need for privacy, and his world view is just... he actually thinks everyone with different beliefs is wrong and dangerous.

I don't even know how to deal with people like this. and with how prevalent this mindset is... coupled with the aforementioned privacy concerns... it's honestly *terrifying.*